Note: Since Ainvestings official site (https://www.ainvesting.eu) is not accessible (as the below screenshot shows) while writing this introduction, only a cursory understanding can be obtained from the Internet.
General Information
Ainvesting is a forex and CFD broker that offers web-based and mobile trading platforms, leverage up to 1:30 and floating spreads on a wide range of tradable assets, including 50+ forex pairs, CFDs, 24 ETFs, 46 indices, bonds, stocks and commodities. The broker is regulated by the Bulgarian Financial Supervision Commission (FSC) and is a trading name of UpTrend LTD.
While Ainvesting's web-based platform has a user-friendly interface, it lacks some basic features compared to classic trading platforms like MetaTrader4 and MetaTrader5, such as customized market indicators and trading robots. However, the mobile app provides traders with the flexibility to trade from anywhere and at any time through the right mobile terminals including iOS and Android devices.
Ainvesting's deposit and withdrawal methods include credit/debit cards like VISA and MasterCard, as well as bank wire. The minimum deposit requirement is $100.
The broker's customer support can be reached by telephone or email, and their website includes a resource library with various educational tools such as courses, e-books, demo accounts, video tutorials, webinars, daily reports, economic calendars, and more.
Overall, Ainvesting may be a suitable option for traders looking for a regulated broker with a wide range of tradable assets and a user-friendly trading platform, but may not be the best choice for experienced traders who require advanced trading features.
Pros and Cons
Is Ainvesting legit or a Scam？
Based on the provided information, it appears that Ainvesting is a regulated and lawful brokerage firm. Up Trend Ltd, the parent company of Ainvesting, is registered and authorized by the Bulgarian Financial Supervision Commission, and holds a license number of РГ-03-110/13.07.2017. This indicates that Ainvesting adheres to international regulatory standards and is operating in Europe, while complying with relevant regulatory requirements under the Markets in Financial Instruments Directive (MiFID). As a result, Ainvesting is permitted to offer financial services to traders in the European Economic Area (EEA) while complying with all applicable laws and regulations.
Market Instruments
Ainvesting offers a variety of market instruments that can be traded on their platform, including:
Forex: A wide range of forex pairs, including popular ones such as EUR/USD, GBP/USD, and USD/JPY, are available on Ainvesting's platform, giving traders access to over 50 currency pairs.
CFDs on Stocks: With Ainvesting's Contracts for Difference (CFDs) on stocks from global markets such as Europe, Asia, and America, traders can profit from stock price movements without owning the underlying asset.
Indices: Ainvesting's platform provides traders with the opportunity to trade on leading indices, including UK100, Germany 30, France 40, and USA500, allowing them to apply their knowledge of global economies and industries to potentially earn income.
Commodities: A variety of commodities such as gold, oil, and silver are available for trading on Ainvesting's platform, giving traders the ability to take advantage of their price movements.
Cryptocurrencies: On Ainvesting's cross-device platform, traders can trade a broad range of cryptocurrencies, including Bitcoin, Bitcoin Cash, Litecoin, Dash, Ethereum, Ripple, and many others, allowing them to profit from the fast-growing financial instruments.
ETFs: Ainvesting's platform offers traders immediate access to the best portfolio of Exchange Traded Funds (ETFs) available for online trading, providing them with a vast choice.
Bonds: Traders have access to global bond markets through Ainvesting's platform, allowing them to profit from movements in long-term interest rates.
Leverage
The maximum leverage ratio provided by Ainvesting is up to 1:30. Bear in mind that leverage can magnify gains as well as losses, inexperienced traders are not advised to use too high leverage.
Spreads & Commissions
The spreads offered by Ainvesting can vary for different trading instruments. In general, a spread is the difference between the bid and ask price of an asset. For example, for the US-TECH 100, the sell price is 13443.97 and the buy price is 13447.97, resulting in a spread of 0.18%.
Similarly, for Gold/USD, the sell price is 2025.90 and the buy price is 2026.90, which gives a spread of -0.25%. The same concept applies to all the other trading instruments offered by Ainvesting, including currency pairs, commodities, stocks, and indices. In some cases, such as for K+S AG, the spread can be relatively high, at -5.19%, which may make it more expensive to trade that particular asset. In contrast, some instruments, such as Adidas AG, have a relatively low spread of +2.13%.
Overall, understanding the spread is an important aspect of trading as it can affect the cost and profitability of trades.
Here is a comparison table of the spreads on some of the most popular trading instruments provided by Ainvesting with other well-known brokers in the market:
Note that spreads may vary depending on market conditions and other factors.
Trading Platform Available
When it comes to trading platforms available,Ainvesting gives traders a web-based trading platform and mobile apps. The web-based trading platform is equipped with a user-friendly interface, but lacks some basic features, compared with classic trading platforms like the MetaTrader4 and MetaTrader5, such as customized market indicators and trading robots. While with the mobile app, trading can be done from anywhere and at any time through the right mobile terminals including iOS and Android devices.
Deposit & Withdrawal
Ainvesting ensures secure deposit transactions for its clients by implementing top-notch security measures such as 256-bit SSL Bank Standard encryption, True-Site identity assurance seal, and AICPA WebTrust compliance. To fund their accounts, clients can deposit funds using either credit/debit cards or bank transfers. To withdraw funds, clients need to log in to their account, click “Withdraw” on the main page, enter the amount, and submit the request by clicking the “withdraw” button. However, withdrawal requests may be subject to verification and additional document requirements, and the process may take up to five business days to complete. Clients must also maintain a minimum amount due to maintenance margin requirements.
Clients must withdraw their money using the same method they used to deposit their funds. All profits will be returned via bank transfer, and there are no additional or hidden fees for deposits or withdrawals. However, banks and intermediaries may charge processing fees. If clients encounter any issues regarding deposit and withdrawal procedures, or other concerns, Ainvesting's customer support is available 24/5 to assist them.
Customer Support
Ainvesting provides a dedicated customer support team that operates 24/5 to assist customers in resolving any issues that may arise. Customers have the option to contact the support team via phone at +359(2)4928497 or by email at support@ainvesting.eu. There are also separate email addresses for financial and billing inquiries, marketing, affiliates, compliance, and other business matters. Ainvesting's business hours are from Sunday 22:00 GMT (21:00 DST) to Friday 22:00 GMT (21:00 DST), providing ample time for customers to receive assistance during the trading week.
Educational Resources
Ainvesting provides a range of educational resources to help traders improve their knowledge and skills. These resources are designed for traders of all levels, from beginners to advanced, and cover various topics related to trading and the financial markets.
Some of the educational resources provided by Ainvesting include:
Video tutorials: Ainvesting offers a library of video tutorials covering a wide range of topics, including trading strategies, technical analysis, risk management, and more.
Webinars: Ainvesting hosts regular webinars presented by experienced traders and industry experts. These webinars cover various topics, such as market analysis, trading psychology, and more.
E-books: Ainvesting offers a collection of e-books covering different trading topics, such as trading psychology, technical analysis, and fundamental analysis.
Courses: Ainvesting provides comprehensive trading courses designed to teach traders the basics of trading, as well as more advanced strategies and techniques.
Daily reports: Ainvesting provides daily reports that cover the latest news and events affecting the financial markets. These reports include analysis and commentary from Ainvesting's team of experts.
Economic calendar: Ainvesting provides an economic calendar that displays upcoming economic events and their expected impact on the markets.
Resource library: Ainvesting offers a resource library that contains a variety of trading tools, including calculators, trading journals, and more.
Overall, Ainvesting's educational resources are designed to provide traders with the knowledge and tools they need to make informed trading decisions.
Conclusion:
Ainvesting is a well-established and respected online trading platform that offers a comprehensive range of financial instruments and account types to cater to the diverse needs of traders. The platform boasts competitive pricing, ensuring traders can access favorable market conditions. Additionally, Ainvesting provides multiple deposit and withdrawal options, making transactions convenient for users.
Ainvesting goes beyond just facilitating trades by offering a wealth of educational resources. Traders can benefit from educational videos, tutorials, an economic calendar, and daily market analysis, enhancing their trading knowledge and staying informed about market developments.
It's important to note that while Ainvesting provides leverage options to amplify potential gains, it also carries an inherent risk of losses. However, the platform prioritizes risk management, providing tools and educational materials to assist traders in making informed decisions and effectively managing their risk exposure.
One of Ainvesting's key strengths lies in its commitment to transparency, security, and customer support. Traders can rely on prompt email and phone support, ensuring their queries and concerns are addressed efficiently. Moreover, Ainvesting is registered with Japan's Financial Services Agency (FSA) and is a member of the Financial Futures Association of Japan (FFAJ), ensuring regulatory compliance and bolstering the platform's credibility.
In summary, Ainvesting offers traders a reliable and feature-rich platform for investing in global financial markets. With its wide range of financial instruments, account types, competitive pricing, educational resources, and strong customer support, Ainvesting stands as a trustworthy choice for traders seeking to engage in online trading.
Frequently Asked Questions:
Q: What is Ainvesting？
A: Ainvesting is an online trading platform that offers a variety of financial instruments, including forex, indices, commodities, and stocks, to its clients. It provides traders with access to different account types, leverage options, and educational resources.
Q: Is Ainvesting a regulated broker？
A: Yes, Ainvesting is a regulated broker. It is registered with the Financial Supervision Commission (FSC) in Bulgaria. This regulatory oversight ensures that Ainvesting adheres to certain standards and guidelines to protect the interests of traders.
Q: What is the minimum deposit required to open an account with Ainvesting？
A: The minimum deposit requirement varies depending on the account type chosen:
Standard Account: $100
Premium Account: $2,000
Platinum Account: $10,000
VIP Account: $50,000
Q: What leverage options are available at Ainvesting？
A: Ainvesting offers leverage options based on the type of trading instrument and the client's account type. Retail clients can enjoy leverage ratios up to 1:30 for forex trading, while professional clients who meet certain requirements can have leverage ratios up to 1:500.
Q: What are the spreads offered by Ainvesting？
A: The spreads offered by Ainvesting can vary depending on the trading instrument. For example, the variable spreads for EUR/USD start from 0.7 pips. Spreads may fluctuate based on market conditions.
Q: What trading platforms are available at Ainvesting？
A: Ainvesting provides traders with a web-based trading platform, a mobile app for iOS and Android, and a tablet app. These platforms offer features such as real-time market data, order execution, charting tools, and access to educational resources.
Q: How can I deposit and withdraw funds from my Ainvesting account？
A: Ainvesting offers various deposit and withdrawal methods, including bank transfer, credit/debit card, Skrill, Neteller, WebMoney, and more. The available methods may vary depending on your location.
